Privacy Policy & Terms of Service

Privacy Policy

Effective Date: 6.12.2024

At Ref-fer, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.ref-fer.com. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

Personal Data: Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us when you register with the site or when you choose to participate in various activities related to the site.
Derivative Data: Information our servers automatically collect when you access the site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the site.
Financial Data: Financial information, such as data related to your payment method (e.g., valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the site.
Data From Social Networks: User information from social networking sites, such as [Facebook, Google+, Instagram, Pinterest, Twitter], including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the site to:

Create and manage your account.
Process your transactions.
Email you regarding your account or order.
Provide you with customer support.
Send you promotional communications.
Improve our website and services.
Understand and analyze how you use our website and services.

3. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Policy for Children

We do not knowingly solicit information from or market to children under the age of 13. If we learn we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information as quickly as possible.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons.

7. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Reffer Inc. PO Box 4158, Jackson WY 83001 Email: info@ref-fer.com Phone: 206-354-5981

Terms of Service

Effective Date: 6.12.2024

Welcome to Ref-fer! These terms of service ("Terms") apply to your access and use of https://www.ref-fer.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.

1. Use of the Site

Eligibility: You must be at least 18 years old to use our Site. By using the Site, you represent and warrant that you are at least 18 years old.
Account: When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.

2. User Content

Responsibility: You are responsible for the content that you post on or through the Site, including its legality, reliability, and appropriateness.
Rights: By posting content on or through the Site, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Site.

3. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. Prohibited activities include, but are not limited to:

Engaging in any automated use of the system, such as using scripts to send comments or messages.
Interfering with, disrupting, or creating an undue burden on the Site or the networks or services connected to the Site.
Using the Site as part of any effort to compete with us or otherwise using the Site and/or the content for any revenue-generating endeavor or commercial enterprise.

4. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

5. Termination

We may terminate or suspend your account and bar access to the Site immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

6. Limitation of Liability

In no event shall Ref-fer, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or use of or inability to access or use the Site;
Any conduct or content of any third party on the Site;
Any content obtained from the Site; and
Unauthorized access, use, or alteration of your transmissions or content.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.

9. Contact Us

If you have any questions about these Terms, please contact us at:

Reffer Inc. PO Box 4158, Jackson WY 83001 Email: info@ref-fer.com Phone: 206-354-5981